You might think memes are a waste of time, but they’re some of the most popular content on Facebook, Reddit, and Instagram. Like them or loathe them, memes are a million-dollar industry and they’re a relatively easy to have some fun, communicate your ideas, and practice your creativity.

In this post, we’ll give you some ideas for money memes you might want to use for inspiration while you’re planning how to make money online.

On the other hand, you might just be looking for a few laughs, in which case, knock yourself out with these money memes.

Spending Money Memes

There are so many spending money memes to choose from. After all, spending is universal—we all do it!

The trick is to spend consciously on the things that will bring you the most in return.

These spending money memes illustrate its importance in our everyday lives and how an excess or lack of it can impact our spending habits.

Being Broke Memes

They say money can’t buy you happiness, but life is certainly much brighter if you’ve got some.

For those days at the end of the month when your paycheck is all but gone, perhaps one of the following no-money memes will cheer you up.

 

Saving Money Memes

They say you can’t take your money with you when you die, but spending it all and having nothing doesn’t seem right either.

There might be a serious point being made in some of these memes, but such a light-hearted look at the topic of saving might just persuade you to hold on to a few more of your dollars.

Saving money can be hard. I think it’s helpful to have a goal in mind, so you can decide whether or not your everyday spending habits serve that goal or not.

Funny Money Memes

There are lots of funny memes around the topic of money!

If you’re looking for something funny to send to a colleague at work or in response to a friend’s text about how broke they are, knock yourself out with one of these funny money memes.

My kids haven’t quite mastered this subtle art yet!

(h/t @Candee_Leigh)

(via icanhascheezburger)

I Want to Be Rich Memes

Making Money and Side Hustle Memes

If you’re wondering what to do with one of these making money memes, why not try one of the following:

• Use it as a screenshot
• Share the making money memes on Instagram
• Post your fav making money meme on Facebook
• Tweet your memes
• Have a good laugh all by yourself

First of all, I think we can all relate to the allure of the side hustle!

Jerry Maguire, always a classic:

It’s true, real people are making money blogging.

There are plenty of money making apps, but I’m not sure if whatsapp is one of them!

Paying Bills Memes

Bills are something we all have to pay. Make light of the pile of bills and life might not feel so bad.

Yes! Celebrate those little victories!

(h/t @millennialindebt)

Student Loan Memes

For many of us, debt is fact of life. Embrace it! In fact, the average borrower has over $40,000 in student loan debt.

When we pile on credit card debt, car loans, and mortgages, we owe even more money.

But even though these memes poke fun at the situation, it doesn’t have to permanent. I know lots of people who’ve gotten themselves out of debt and built up their net worth.

(h/t @watchtheyard)

Would you follow a creepy clown into the gutter to erase your student loans?

(h/t @PrettyBadLefty)

Whether you want to share one of these memes with your bank manager or make fun of the pickle you’ve got yourself in, there’s bound to be one loan meme in the following collection that suits your needs.

Tax Memes

Two certainties in life are death and taxes. Make your accountant’s day by sending him or her one of the following memes.

Bonus points if they take you seriously no matter your income level.

(via someecards)

It’s never too late to learn! Here’s a great resource to learn more about tax savings tips for side hustlers.

Here’s a meme about how lean the budget can get during tax season. My recommendation? Set aside 25% of your freelance income for estimated taxes, and make those federal and state payments quarterly.

Just remember, your refund is really just money you loaned to the government interest free!

(via someecards)

(via someecards)

Hopefully these make tax time a little less painful!

Paycheck and Payday Memes

There are two sides to the paycheck fence: employee or employer. Which side of the fence are you on?

Whether you work for yourself or are on someone else’s payroll, the following paycheck memes are something you’ll be able to relate to.

(via icanhascheezburger)

(by Mike Smith via Las Vegas Sun)

(via Budgets are Sexy)

Real Estate Memes

Housing prices have exploded over the last decade, pricing many people out of the market.

What are Memes?

Memes are an image that contains a piece of text. They are usually shared between people online. They can be about almost anything, ranging from work from home memes to the delights of being an extrovert.

Some take their inspiration from movies, TV shows, or music videos while others are just a comical look at life in general.

They’re supposed to make you laugh and indeed the majority tend to be funny. However, there are also memes that have serious points to make.

Want to make a money meme of your own? Check out this fun meme generator site.

Conclusion

Love ’em or hate ’em, money memes are here to stay.

They can bring a smile to your face or make you think about something in a different way, but whatever their purpose, the world is a shade brighter thanks to many of the money memes we’ve featured in this list.

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Big thanks to Georgi Todorov for helping compile this list! Georgi is the founder of ThriveMyWay, a place for online entrepreneurs, bloggers, SEO specialists, and freelancers to find success in their own way. Feel free to connect with him on LinkedIn or Twitter as well.